These Terms of Service govern your access to and use of the Axiomatech website (axiomatechcoi.com) and the educational content and services made available through it. By accessing or using this website, you agree to be bound by these terms. If you do not agree with any part of these terms, please do not use the website.
1. Acceptance of Terms
By accessing axiomatechcoi.com, you confirm that you are at least 14 years of age (or accessing with the consent of a parent or legal guardian if under 14), that you have read and understood these Terms of Service, and that you agree to comply with them. These terms constitute a legally binding agreement between you and Axiomatech under the laws of Colombia.
2. Description of Services
Axiomatech is a financial education training center that provides informational and educational content related to personal finance. Our services include:
- Informational web content on personal finance topics relevant to Colombia
- Online educational courses focused on budgeting, savings, and financial literacy
- Live webinar sessions on financial education topics
- Interactive digital tools designed for educational purposes
- One-on-one video consultation sessions of an educational nature
All services are delivered through digital channels. Access to specific program content may require registration or payment as described at the point of access.
3. Educational Purpose Disclaimer
All content on this website and within Axiomatech's programs is provided for educational and informational purposes only. Nothing on this website constitutes financial advice, investment advice, legal advice, tax advice, or any other form of professional advice regulated under Colombian law.
Axiomatech is not a financial institution, investment advisor, broker, or any entity regulated by the Superintendencia Financiera de Colombia or any other financial regulatory authority. We do not offer financial products, investment products, credit products, insurance, or any form of financial intermediation.
Any financial decisions you make based on information accessed through this website are made entirely at your own discretion and risk. You should consult qualified professionals before making significant financial decisions.
4. User Conduct
When using this website, you agree not to:
- Use the website for any unlawful purpose or in violation of applicable Colombian law
- Attempt to gain unauthorized access to any part of the website or its systems
- Transmit any malicious code, viruses, or harmful software
- Reproduce, distribute, or commercially exploit any content from this website without written authorization from Axiomatech
- Engage in any conduct that disrupts or interferes with the website's operation
- Provide false or misleading information when using the contact form
- Impersonate any person or entity
5. Intellectual Property
All content on axiomatechcoi.com, including but not limited to text, graphics, logos, images, course materials, and software, is the property of Axiomatech or its content licensors and is protected by applicable intellectual property laws in Colombia and internationally.
You may access and view website content for personal, non-commercial educational purposes. You may not reproduce, distribute, publicly display, modify, or create derivative works from any content without prior written permission from Axiomatech.
The Axiomatech name, logo, and domain are identifiers of the organization and may not be used without express written consent.
6. Third-Party Links and Services
Our website may contain links to third-party websites or integrate third-party services (such as video call platforms for consultations or analytics tools). These third-party services are governed by their own terms of service and privacy policies. Axiomatech does not endorse, control, or accept responsibility for the content, practices, or policies of any third-party websites or services.
Your interactions with third-party services are solely between you and the relevant third party. We encourage you to review the terms and privacy policies of any third-party services you use in connection with our programs.
7. Limitation of Liability
To the maximum extent permitted by applicable Colombian law, Axiomatech shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this website or its content, including but not limited to financial losses, loss of data, or business interruption.
Axiomatech provides website content on an "as is" and "as available" basis without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components.
Nothing in these terms limits liability that cannot be excluded or limited under mandatory Colombian consumer protection law.
8. Indemnification
You agree to indemnify and hold harmless Axiomatech, its operators, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising from your use of the website in violation of these Terms of Service, your violation of any applicable law, or your infringement of any third-party rights.
9. Website Availability
Axiomatech does not guarantee uninterrupted or error-free access to the website. We may modify, suspend, or discontinue any part of the website at any time without prior notice. We are not liable for any inconvenience or loss resulting from such interruptions or changes.
10. Governing Law
These Terms of Service are governed by and construed in accordance with the laws of the Republic of Colombia, including the Colombian Civil Code, Law 527 of 1999 (Electronic Commerce), Law 1480 of 2011 (Consumer Protection Statute), and other applicable regulations. Any disputes arising from these terms shall be subject to the jurisdiction of the competent courts in Cartagena de Indias, Bolívar, Colombia, unless mandatory law provides otherwise.
11. Modifications
Axiomatech reserves the right to modify these Terms of Service at any time. Changes will be effective upon posting to the website with an updated "Last Updated" date. Continued use of the website after changes are posted constitutes your acceptance of the revised terms. We encourage you to review these terms periodically.
12. Contact
For questions or concerns about these Terms of Service, please contact:
Axiomatech
Br. Urb. Los Corales, Bahía, Cartagena de Indias, Bolívar, Colombia
Email: info@axiomatechcoi.com
Phone: +57 301 711 1003